PayL8r is one of the UK's leading short-term lenders which uniquely lends money based on your affordability not just your credit history.
Their process is dead easy; simply choose a monthly repayment plan that suits your budget and circumstances by selecting from a range of initial deposit amounts and terms such as, 3, 6, 9 or 12 months.
Get 0% interest on any plan if you pay your loan back within 30 days.
Never miss a payment with monthly updates and text reminders.
Track all your purchases and payment history via their customer portal.
Payments are automatically taken from your bank account each month.
Payback your loan early with no penalty or extra fees.
Change a payment date that suits you.
Having financial difficulty? Switch your instalments to a freeze plan.
Take a 60-second application with an instant decision in most cases.
Get bank-level security to ensure your details are guarded and protected at all times.
You can repay in full within 30 days at 0.0% interest, or choose an instalment plan to repay on a monthly basis. You can change your instalment plan at any time.
Interest rates from 1% per month - remember, if you pay in full in the first month, your loan will be at 0% interest.
Click the Apply Now button at the checkout and you will receive an answer within minutes.
Finance is subject to your ability to repay the loan.
If you fail a traditional credit check, rather than rejecting your application we may give you the option to submit your affordability instead by supplying an electronic 90 day bank statement.
Representative Example: If you borrow £200 over 12 months at a fixed monthly interest rate of 4% and an annual rate of 48% and representative annual percentage rate of 127.34% You will pay: Monthly payment: £24.66. Total amount you repay: £295.92 Total charge for credit: £95.92
Lash Loft is a registered Trading name, Credit Introducer and Appointed Representative of Social Money Ltd t/a Payl8r, a company registered in England under company number 08054296 and is authorised and regulated by the Financial Conduct Authority and is entered on the Financial Services Register under reference number: 675283. registered with the Office of the Information Commissioner reference number 08054296.
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